First direct
7 year fixed rate mortgage
5.89% for 7 years (offset Mortgage arrangement fee - £299 / fixed offset mortgage booking fee of £495)
life tracker - less than £200,000
base rate plus 0.49% for the life of the mortgage, currently 5.99%.
(life tracker mortgage arrangement fee £399).
variable rate offset mortgage
Our standard variable rate is currently 6.50%.
(offset Mortgage arrangement fee - £299)
For all, £400 towards costs
Abbey
Some of these deals are not available to existing customers who are not moving home so if you are not moving home but looking to review your mortgage arrangements please call us on 0800 587 2760, 8am – 9pm, Mon – Fri and 8am – 4pm Sat.
Flexible tracker: Base rate plus 0.49% for the life of the mortgage. currently 5.99%.
Fee £599, free valuation
Coop
6.49% fixed 5yr, no application fee
Overpay (?limit)
No legal or valuation fees.
Skipton
6.19%discount (0.7%) 3yrs
No application or completion fee.
Free legal and valuation fees. 10% overpayment for up to 3yrs
Mortgage express
6.39% fixed 5yr
no details on website
Bank of Scotland
6.69% fixed 5yr
No fee, no legal fees
?valuation fee
Overpay 10% per year
Bank of Ireland
No details on website
Britannia
5.94 fixed 5yr
No fee, valuation free, conveyancing free
Early repayment charge 6% of extra payment in first year, falling
Leeds
Cumberland
Longterm discount 1.14% until 2012 = 5.10%
No fee. Early repayment charge if within 5 years.
- Free basic mortgage valuation fee (up to £260)
- will receive free legal fees if you use a Society nominated solicitor
- can repay lump sums without any early-repayment charge (up to £5000 each financial year)
- will pay interest calculated daily
- will not be obliged to arrange insurance with the Society
- will receive free mortgage payment protection insurance (for 3 months)
- can move home and move your special offer without having to pay an early-repayment charge if you apply and are eligible for a new residential mortgage with us
